If you or someone you know has been injured in a car accident, here is a brief explanation of some of the organisations and legal terms you are likely to encounter when making a compensation claim in Adelaide.
The word “damages” is what lawyers say when they mean compensation. It generally takes the form of money paid to an injured person by or on behalf of the person who caused the injury.
The injured person is called the “plaintiff” or “claimant”.
The person who caused the accident is called the “defendant”.
Many types of treatment expenses can be claimed, including:
- General Medical (such as General Practitioner)
- Specialist Medical (such as Spinal, Orthopaedic, Neurosurgeon, Pain Management, Psychiatrist, Rehabilitation, Occupational etc)
- Pharmaceutical (prescribed and over-the-counter medication)
- Attendant carers
- Devices, equipment, aids & supplies (crutches, walkers, wheelchairs, patient-lifters, TENS units etc)
- Therapeutic massage
- Acupuncture & acupressure
You do not need to seek permission from Allianz to have any specific type of treatment – this is a decision for you after discussion with your treating doctors. However, if you wish Allianz to fund any treatment on an ongoing basis (ie before settling your car accident compensation claim), then you will need a prior referral from a treating doctor AND prior funding approval from Allianz.
If you are thinking about claiming compensation for a personal injury, here are some things you should think about.
A personal injury claim can be stressful, lengthy and uncertain. Choosing the right lawyer to work with you will have a big impact on the outcome of your case.
How do you know which lawyer to choose? To help you decide, here are some questions you should be asking:
Which law firm should I deal with?
- Like other businesses, law firms can come and go. So you want one that has a proven track-record, and has been around long enough to earn a good reputation.
- When dealing with a large law firm, some people can feel like a small cog in a large machine. Different departments, changing staff and bureaucracy can seem impersonal.
New insurance laws in South Australia, which took effect in July 2013, have made seeking compensation after a vehicle accident more complex than ever before.
When it comes to future lost wages, your injuries must meet specific criteria before you are entitled to monetary damages.
The new laws have resulted in many roadblocks that only a knowledgeable personal injury lawyer in South Australia can help you and your family to navigate.
Accident injury claims in Adelaide are a lot more complex and difficult than they used to be. The South Australian government changed the compensation laws and procedures on 1st July 2013. Many potential claims will be affected by the changes, and some people could be misled into believing they no longer have a claim at all.
The first thing you should do is seek the advice of a senior lawyer who specialises in accident injury claims, who can help you get just compensation for the harm inflicted upon you and your family.
Every year, thousands of people in Adelaide and from all over South Australia are caught up in accidents. Hundreds of these result to deaths, while thousands more result in a wide range of personal injury. Regardless of the cause, if you are the victim of some form of injury, you owe it to your family to take advice about your options for fair and equitable compensation for the damage done to you.