Accident Compensation in Adelaide and SA: Categories of Compensation

 

If you have been injured, or if you have lost a loved one in an accident, you may be entitled to compensation for …

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Pain and suffering

Typical injuries after an accident include broken bones; burns; nerve damage; muscle damage; torn ligaments; pain; stiffness; reduced movement; and headaches.

Compensation in Adelaide is not just for the physical pain you have suffered since the accident, but also for the mental/emotional/psychiatric suffering you have suffered. These can include: nightmares; disturbed sleep; flashbacks; irritability; depression; anger; resentment; anxiety; loss of concentration; loss of memory; lethargy; fatigue; and reduced motivation.

Very importantly, you may also be entitled to compensation for the future pain & suffering you are likely to experience for the rest of your life in consequence of your involvement in this accident.

Loss of wages

If the accident has caused you to lose income, you may be able to claim for lost wages. Loss of income can have a big impact on your family’s future. Financial stress can build up. Other problems can then be caused by that stress.

Loss of job security & promotion prospects

Your reduced ability to perform your normal work duties may make you more vulnerable at work. Reduced hours, less responsibility, increased time-off, maybe even termination … these can all affect your future employability. You may also suffer reduced enjoyment of chosen occupation or enforced early retirement.

Loss of superannuation benefits

If your injuries cause you to lose income, you are probably also losing superannuation contributions as well. These too may be compensable.

Medical expenses

One of the first concerns after an accident, is to get the proper treatment to minimise its effects. However paying for that treatment can stretch family budgets to breaking point. Genders & Partners has the special expertise to assist you & your family at this critical time.

Future medical treatment

Major injuries can need pain management for a long time. The cost can be substantial. Stress can build up. The realisation that you might always suffer permanent impairments and disabilities can lead to depression. Loved ones can bear the brunt of your short-temper. Long term treatment may be necessary.

Home help

If your injuries prevent you from doing some things around the home, you may be entitled to claim for the cost of professional paid assistance to do those things you can no longer do for yourself.

Voluntary assistance

If your injuries prevent you from doing some things around the home, very often your family & friends will pick up the slack. You may be entitled to claim compensation for the voluntary assistance (gratuitous services) performed by your parents, spouse or children for those things you can no longer do for yourself.

Loss of enjoyment of marriage

When you’re tired, stressed and not feeling well, loved ones can bear the brunt of your short-temper. A claim can be made on behalf of your partner for their loss of enjoyment of marriage.

Wrongful death

Close family members may be able to claim for loss of financial dependence following the wrongful death of a loved one. A modest sum may also be claimable for the emotional trauma.

Nervous shock

If you suffer severe shock from witnessing a major accident to another person, you may be able to claim for your psychiatric injuries.

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Genders and Partners | 7 Things You Must Know Before You Make a Third Party Claim in South Australia - Lawyer Adelaide
  • The third-party insurer is NOT your insurer for the purposes of your own personal injury claim

  • Very few lawyers truly specialise in MVA claims

  • What is Personal Service, and how do you get it?

  • The Most Common Personal Injury Claim Mistakes, how they can cost your family a fortune, and How to Avoid Them.

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  • Some International Trends in Insurance Tactics

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